Covington Car Accident Lawyers
Covington has its fair share of dangerous highways, which means that, unfortunately, car accidents are not a rarity in our town. If you suffered an injury in a car accident, you can most likely file an insurance claim to collect compensation to cover your medical bills and lost wages. Our Covington car accident attorneys can help you determine your legal options, collect evidence and file your claim.
To learn more about your legal rights and to get started collecting the compensation you need, call Levy Law Offices today at 513-655-5089 to schedule a free, no-obligation consultation. You can also fill out our contact form to arrange your free consultation.
What Do I Need To Do Immediately After A Covington Car Crash?
Taking the right actions immediately following a car accident in Northern Kentucky can help protect your legal right to compensation for your damages. If you are in a crash, you should:
Make Medical Care Your Top Priority
Even if you do not feel injured, it pays to see a doctor as soon as possible after a car accident. Some serious injuries have delayed symptoms, and other symptoms may seem minor but can indicate a more serious injury than you realize.
Getting prompt medical care can be the difference between life and death. Your medical records from this first visit and subsequent treatment also play a key role tying your injuries to the accident later.
File A Police Report
The police report is often the central piece of evidence to prove what happened in a Covington collision. Who files this report depends on where the accident occurs. It may be the Covington Police Department or Kentucky State Police. For example, if your crash occurs on MLK Boulevard, you will likely need to get a report from the Covington Police Department. The 911 dispatcher will get the right first responders to the scene.
Collect Any Potential Evidence
If possible, you will also want to collect any other potential evidence from the scene of the crash. Take pictures showing where each vehicle came to a stop and any damage.
Write down names and contact information of anyone involved as well as any witnesses. As soon as possible, sit down and write down everything you remember before, during and immediately after the crash.
Beware Of The Insurance Company
Insurance companies are rarely on your side when it comes to paying out for an injury accident — regardless of whether they are your insurer or the other driver’s insurer. They use many tricks to reduce the value of claims. Never sign anything or give a recorded statement without first discussing your legal options with a lawyer from Levy Law Offices.
Contact A Covington Car Accident Attorney
The best way to ensure that you retain all rights to compensation for your damages is to contact a Covington car crash lawyer from Levy Law Offices as soon as possible after a crash. We can help you determine your legal options, collect evidence, file your claim and negotiate your settlement. We also have the resources to call in expert witnesses and accident reconstruction experts when necessary.
How Can I Recover The Compensation I Need After A Covington Car Crash?
Because Kentucky is a no-fault state, you first file a claim with your own insurer. However, no-fault does not mean you can never hold another party liable for your injuries. To do so, you must meet a certain threshold.
The threshold you must meet to file a third-party liability claim in Kentucky is relatively low. According to the Kentucky Department of Insurance, you must have medical bills that reach more than $1,000. A broken bone, permanent disfigurement, permanent injury or death also qualifies.
But you must act quickly. Kentucky law only gives you one year from the date of the accident to file a personal injury lawsuit. This means you need to talk to a lawyer and file your insurance claim as soon as possible.
What If I Caused Or Contributed To The Crash?
If the crash was entirely your fault, your no-fault policy will cover up to $10,000 in medical expenses and lost wages. This is with the minimum required policy. You may have additional coverage as well.
You may still be able to file a third-party liability claim even if you were at fault. Kentucky follows a pure comparative fault law, which allows you to recover damages even if you were 90 percent at fault. However, your percentage of fault will decrease your settlement value.
For this reason, even if you think the accident is entirely your fault, it is important not to assume or admit fault as there are likely factors that contributed to the accident that you are unaware of.
We can collect and present evidence that emphasizes the other driver’s liability and limits your own contribution to the crash. This is key in getting you the settlement you need to cover your losses.
If you have other questions about your Covington car crash, visit our FAQs page.
Contact A Covington Car Accident Lawyer for FREE
At Levy Law Offices, our skilled car accident attorneys can help you understand all your legal options for compensation. We can put together a list of damages and estimate a value for your claim to negotiate a fair settlement from the insurer. Call us today at 513-655-5089 or send us an email, and let one of our Northern Kentucky car crash lawyers build a strong case for compensation for you.