No one really expects to be involved in a serious car wreck. Unfortunately, even though you are a safe driver, it is impossible to avoid reckless and negligent drivers on the road. Each and every day, these careless drivers cause other people to suffer needless injuries. Since this can happen to anyone, it is important to understand how you should handle the aftermath of a car accident.
Gathering necessary information might be the last thing on your mind after a car accident. If emergency responders have to transport you to a hospital then you will not even have the opportunity to take pictures or get witness statements. While this can be frustrating, it is very important to follow some important steps.
Actions to take right after the accident
Your health and well-being is most important, so your first step is to seek medical care. Emergency responders might be able to provide initial treatment on site, in which case you might have the opportunity to gather crucial information. Taking notes on your injuries is important, and you can update that information as time goes on and if further problems arise.
In an accident, the at-fault driver is responsible for notifying his or her insurance company. However, you cannot always count on other people to do what they are supposed to. You should be sure to get enough information in case the other driver does not tell the insurance company about what happened. This information includes:
- The other driver’s name, number and address
- The name of the driver’s insurance company and policy number
- Witness’ contact information and statements
- Pictures of the accident and important details
Where to go from there
The period of time following a car accident can be extremely distressing. You may be experiencing a lot of pain, not to mention the stress and emotional trauma of being involved in an accident. Even though it is hard, you should be as proactive as possible. This includes notifying your own insurance company of the accident.
Sadly, it is not uncommon for insurance companies to deny compensation for victims and to side with their own policyholders. This may be more likely to happen if drivers do not call the police after an accident, so there is no police report to support a victim’s claim. When this happens, it might be time to take legal action.
You deserve help
You are always careful to follow the posted speed limit, wear your seat belt and follow the rules of traffic. This is great, and your attention to safety creates a safer environment for you and everyone else on the road. But all it takes is one reckless driver to wreck that environment.
You did not ask to be involved in a severe car accident, and it was not your fault. Whether the other driver’s insurance company is denying you compensation or giving you an extremely low offer, it might be time to take action. Many drivers have successfully achieved the compensation they deserve by pursuing personal injury claims. If you need to know more about getting this process started, be sure to speak to an experienced attorney.