Ask your car accident lawyer these 10 questions following your wreck to get a better idea of your case’s strength, what recourse you might have to recover compensation, and what to expect throughout the claims process.

  1. Was the car accident my fault? Every car accident has a cause and contributing factors. It could be anything from failure to use a turn signal to drunk or reckless driving. Sometimes it is entirely the fault of one motorist, and other times the drivers involved share fault. Figuring out who is at fault is crucial in assigning liability, which will determine whether you are entitled to compensation and, if so, who pays for those damages.
  2. Do I need to contact my insurance company about my Ohio car accident?Even if you are not at fault, it is important to know if and when you should inform your insurer of what happened. Involve your lawyer in all communications with any insurance company. This will be helpful if the other driver later changes his or her story, especially if you thought you and the other driver had already sorted out fault at the scene of the accident.
  3. Who is going to pay for my medical expenses following my Ohio car accident? Depending on the severity of the accident, your medical expenses could become burdensome or even overwhelming. They can include immediate emergency room or physician care, surgery, physical therapy, or medications. Your lawyer can help you identify coverage and legal options available to you to pay for your medical bills in the short- and long-term.
  4. Should I accept a check from the at-fault driver or their insurance company after my Ohio auto accident? This is important because the insurer of the at-fault driver may want to resolve the case as quickly and as inexpensively as possible, and it knows you will want to get your settlement money as soon as you can. However, if you accept and endorse a check from an insurance company without first consulting your attorney, it may have serious implications for your claim.
  5. How long does it take to settle an Ohio auto accident case? You may have medical expenses that are time-sensitive. Or being out of work may contribute to your financial burden. But it is not the best idea to accept a quick settlement until you properly account for all your injuries and vehicle damage. Our lawyers work as quickly as possible to get you compensation fast, but be sure to ask your lawyer for a more detailed estimate of how long your case might take.
  6. If I get injured in an Ohio auto accident case, but do not have insurance, can I still sue and recover for my injuries? Your lawyer can help you prove if the other driver is at fault, which determines whose insurer is responsible for compensating you. If you are not at-fault, your insurance matters less than that of the at-fault driver.
  7. What happens if I am injured by an at-fault driver who does not have auto insurance? Ohio law requires all motorists carry insurance, but many do not. But even if the at-fault driver is uninsured, that driver is still liable for your damages. And you may be able to secure compensation from your own insurance policy, depending on whether you have uninsured motorist coverage. An accident lawyer at Levy Law Offices can help you sort out your options.
  8. The auto insurance company’s attorney says my injury was pre-existing. How do I prove it was not? If an accident exacerbates an injury or condition that already exists, you might still be entitled to compensation for it. And if the insurer insists wrongly that your injury predated the accident, your attorney can help you provide documentation to prove otherwise.
  9. What if the driver who hit me in Ohio was drinking? Discussing this question with your attorney can affect your claim significantly. If law enforcement determines the at-fault driver was intoxicated at the time of the accident, there will likely be criminal charges in addition to civil liability for the accident. Your lawyer can use evidence of intoxication to establish the other driver’s fault and liability for your damages.
  10. The car accident was the other driver’s fault. Can I just settle it myself without an attorney? There is no law requiring you to hire a lawyer. But if you suffered injuries in a car wreck, we recommend working with a lawyer to secure compensation for your damages. Your lawyer will be able to explain and navigate the complexities of the claims process and negotiate with the insurance company for a fair settlement.

Set up your consultation with a car accident lawyer at Levy Law Offices. Call today.